Certificate of Deposits (CDs)


Ouachita Valley Certificate of Deposits offer a variety of terms to suit your needs!

Share Certificates Minimum Opening Balance Dividend Rate APY*
6 Month Certificate $1,000 4.45% 4.54%
12 Month Certificate $1,000 4.00% 4.07%
18 Month Certificate $1,000 3.75% 3.81%
24 Month Certificate $1,000 3.50% 3.56%
36 Month Certificate $1,000 3.45% 3.50%
48 Month Certificate $1,000 3.45% 3.50%

Features and Terms

  • Competitive Rates

  • Terms ranging from 6 to 48 months

  • Minimum deposit of $1,000

  • Interest paid monthly on all certificates*

  • Free online banking


*Except in the event of a special certificate promotion

Rates are subject to change without notice. Rates are effective as of October 29, 2024. Early withdrawals from a CD may be subject to a penalty. Fees may reduce earnings.