Fee Schedule

Fees are subject to change without notice. The following fees are effective as of 7/5/18.

Credit Union Membership

Product/Service Fee Conditions
Membership Minimum deposit of $25
New Member Fee $3.00 One time fee
Dormant Account $5.00 Per month after 2 years of no activity
Inactive Account $5.00 Per month after 1 year of no activity
Account Closure $25.00 If account is closed within 90 days of opening

Savings Account Fees

Product/Service Fee Conditions
Excessive Withdrawal Fee $5.00 Per withdrawal after 3 withdrawals per month in person

Checking Account Fees

Product/Service Fee Conditions
Check Copies $2.00 Per copy
Check Orders Varies Prices may vary per style
NSF $28.00 Per item
Overdraft Transfer $5.00 Per transfer
Stop Payment $28.00 Per request
Temporary Checks $0.50 Set of 10 checks
Monthly Service No Charge

Online Banking Fees

Product/Service Fee Conditions
Online Banking No Charge
Bill Pay No Charge
Mobile Banking No Charge
Mobile Deposit No Charge
A2A Transfer (Incoming) $0.35
A2A Transfer (Outgoing) $2.00
E-greetings $0.25
Overnight Check $14.95
Same Day Bill Pay $9.95
POP Money Sent – Three Day
$1 – $249 $0.75
$250 – $999 $1.00
$1,000 – above $1.75
POP Money Sent – Next Day
$1 – $249 $1.50
$250 – $999 $1.75
$1,000 – above $2.00
Instant – Any amount $3.00
POP Money Requested
$1 – $249 $0.75
$250 – $999 $1.00
$1,000 – above $1.75

General Fees (applicable to all accounts)

Product/Service Fee Conditions
Account Activity Printout $2.00 Per page
Account Reconciliation $15.00 Per hour (minimum 1 hour)
Account Research $15.00 Per hour (minimum 1 hour)
Certified Check $5.00 Per check
Charge Back $5.00 Per item
Check Cashing $5.00 No fee if account balance is at least $500 between savings and checking, if you have a loan, CD, or IRA with us.
Courtesy Pay $28.00 Per item
Escheat $50.00
Garnishment $50.00
Legal Process (tax levies, summons) $50.00
Loan Payment by phone – Credit/Debit Card $11.00
Money Order $2.00 Per money order
Photocopy $2.00 Per item
Returned Mail $5.00 Per item
Statement Copy $5.00 Per month
VISA Gift Card $3.50 Per card
Wire Transfer (Outgoing) $15.00 Per transfer
Wire Transfer (Incoming) $10.00 Per wire
Wire – International (Outgoing) $40.00 Per transfer

EFT Fees

Product/Service Fee Conditions
ACH Return $28.00 Per item
ATM Balance Inquiry $1.00 Per inquiry after 3 inquiries per month at ATM’s not owned by the credit union
ATM Withdrawal Limit $715.00 Per day with a daily transaction limit of 5
ATM Withdrawal/Transfer $1.00 Per transaction at ATM’s not owned by the credit union
Card Replacement $5.00
PIN Reissue for Debit Card/ATM Card $5.00 Per reissue

Rates and fees on Savings and Checking Accounts are subject to change after the account is open.
Fees charged to an account could reduce the earnings on an account.