Fee Schedule
Fees are subject to change without notice. The following fees are effective as of 7/5/18.
Credit Union Membership
| Product/Service | Fee | Conditions |
|---|---|---|
| Membership | Minimum deposit of $25 | |
| Dormant Account | $5.00 | Per month after 2 years of no activity |
| Inactive Account | $5.00 | Per month after 1 year of no activity |
| Account Closure | $25.00 | If account is closed within 90 days of opening |
Savings Account Fees
| Product/Service | Fee | Conditions |
|---|---|---|
| Excessive Withdrawal Fee | $5.00 | Per withdrawal after 3 withdrawals per month in person |
Checking Account Fees
| Product/Service | Fee | Conditions |
|---|---|---|
| Check Copies | $2.00 | Per copy |
| Check Orders | Varies | Prices may vary per style |
| NSF | $28.00 | Per item |
| Overdraft Transfer | $5.00 | Per transfer |
| Stop Payment | $28.00 | Per request |
| Temporary Checks | $1.00/sheet | 4 checks to a sheet |
| Monthly Service | No Charge |
Online Banking Fees
| Product/Service | Fee | Conditions |
|---|---|---|
| Online Banking | No Charge | |
| Bill Pay | No Charge | |
| Mobile Banking | No Charge | |
| Mobile Deposit | No Charge | |
| A2A Transfer (Incoming) | $0.35 | |
| A2A Transfer (Outgoing) | $2.00 | |
| E-greetings | $0.25 | |
| Overnight Check | $14.95 | |
| Same Day Bill Pay | $9.95 | |
| POP Money Sent – Three Day | ||
| $1 – $249 | $0.75 | |
| $250 – $999 | $1.00 | |
| $1,000 – above | $1.75 | |
| POP Money Sent – Next Day | ||
| $1 – $249 | $1.50 | |
| $250 – $999 | $1.75 | |
| $1,000 – above | $2.00 | |
| Instant – Any amount | $3.00 | |
| POP Money Requested | ||
| $1 – $249 | $0.75 | |
| $250 – $999 | $1.00 | |
| $1,000 – above | $1.75 |
General Fees (applicable to all accounts)
| Product/Service | Fee | Conditions |
|---|---|---|
| Account Activity Printout | $2.00 | Per page |
| Account Reconciliation | $15.00 | Per hour (minimum 1 hour) |
| Account Research | $15.00 | Per hour (minimum 1 hour) |
| Certified Check | $5.00 | Per check |
| Charge Back | $5.00 | Per item |
| Check Cashing | $5.00 | No fee if account balance is at least $500 between savings and checking, if you have a loan, CD, or IRA with us. |
| Courtesy Pay | $28.00 | Per item |
| Escheat | $50.00 | |
| Garnishment | $50.00 | |
| Legal Process (tax levies, summons) | $50.00 | |
| Loan Payment by phone – Credit/Debit Card | $11.00 | |
| Money Order | $2.00 | Per money order |
| Photocopy | $2.00 | Per item |
| Returned Mail | $5.00 | Per item |
| Statement Copy | $5.00 | Per month |
| VISA Gift Card | $3.50 | Per card |
| Wire Transfer (Outgoing) | $15.00 | Per transfer |
| Wire Transfer (Incoming) | $10.00 | Per wire |
| Wire – International (Outgoing) | $40.00 | Per transfer |
EFT Fees
| Product/Service | Fee | Conditions |
|---|---|---|
| ACH Return | $28.00 | Per item |
| ATM Balance Inquiry | $1.00 | Per inquiry after 3 inquiries per month at ATM’s not owned by the credit union |
| ATM Withdrawal Limit | $715.00 | Per day with a daily transaction limit of 5 |
| ATM Withdrawal/Transfer | $1.00 | Per transaction at ATM’s not owned by the credit union |
| Card Replacement | $5.00 | |
| PIN Reissue for Debit Card/ATM Card | $5.00 | Per reissue |
Rates and fees on Savings and Checking Accounts are subject to change after the account is open.
Fees charged to an account could reduce the earnings on an account.
