Rates


Accounts

Term Minimum Deposit to Obtain APY Dividend Rate Annual Percentage Yield
Regular Shares $25.00 .30% .30%
Business Share $25.00 .20% .20%
Valley Youth Savers $5.00 .30% .30%
Christmas Club $5.00 .30% .30%
Vacation Club $5.00 .30% .30%
Special Savings $5.00 .30% .30%
Checking >$1,000.00 .15% .15%
Rates are subject to change without notice. Rates are effective as of September 13, 2018.
The minimum balance of $1000 is required to earn a dividend in the checking account.
Rates on Savings and Checking Accounts are subject to change after the account is open.
Fees charged to an account could reduce the earnings on an account.

IRAs & CDs

Term Minimum Deposit Dividend Rate Annual Percentage Yield
3-Month CD $1000.00 .30% .30%
6-Month CD $1000.00 1.50% 1.51%
12-Month CD $1000.00 1.90% 1.91%
18-Month CD $1000.00 2.35% 2.37%
24-Month CD $1000.00 2.40% 2.42%
36-Month CD $1000.00 2.50% 2.53%
48-Month CD $1000.00 2.75% 2.78%
Share IRA $5.00 1.25% 1.26%
18-Month IRA $2000.00 2.00% 2.02%
24-Month IRA $2000.00 2.25% 2.27%
Rates are subject to change without notice. Rates are effective as of September 3, 2019. Early withdrawals from a CD or IRA may be subject to penalty.