Acceptable Use & Terms
Ouachita Valley Federal Credit Union (OVFCU) provides internet services to you the “member” subject to the following Terms of Use (“Terms”), which may be updated from time to time without notice. Your use of the OVFCU Internet Site and affiliated websites is governed by these Terms.
Acknowledgement
By viewing the OVFCU Internet Site and online services you acknowledge and agree to our Terms electronically. If you do NOT agree, please discontinue usage, and visit a branch in person.
We are logging site usage data for the security of our credit union and members. This data may contain: Browser, IP address, operating system, your location, the name of your internet service provider, Carrier, mobile device ID, and pages visited.
Inappropriate Use
You may use the Website only for lawful purposes and in accordance with these Terms. You are prohibited from using the Website or related services in any way that:
Violates any applicable US, state, local or international law or regulation. This includes any laws regarding the export of data or software to and from the US or other countries.
Attempts to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website. This includes the server on which the Website is stored, or any server, computer or database connected to the Website.
Uploading viruses, trojans, or other material which is malicious or technologically harmful.
Restricts or inhibits anyone's use of or security on the Website, (DOS (denial of service) Attacks).
Interferes with the proper working of the Website.
OVFCU may act to terminate a member account if, in our discretion, the member is engaging in activities that jeopardize the security of OVFCU or member(s). Such action may be taken with or without prior notice.
Third-Party Links
Links to websites outside of the OVFCU.com website are intended as a courtesy to members. OVFCU is not responsible for the content or security of the third-party websites and is not implying endorsement of the websites or companies because of the link. OVFCU is not liable for any failure of products or services offered or advertised on third-party sites.
“AS IS” and “AS AVAILABLE” Notice
Our website and services offered via the internet are provided “AS IS”, meaning that we provide NO WARRANTY.
This website may experience disruption to service, planned or unplanned. Limited access to internet services may also occur. OVFCU is not liable for any damage that may occur because of website inaccessibility.
Privacy
Member or user data and certain other information about you are subject to the Privacy Policy as set forth on this site. You agree that through your use of the Services, you consent to the collection, use and disclosure of this information, only as permitted by the Privacy Policy.
Cookies
Our website and affiliated online services use Cookies to improve user experience and maintain continuity when using our website. Cookies may provide us with information about your device, location, internet address, etc.
Limitation of Liability
Under no circumstances, including, but not limited to negligence, will OVFCU, nor any of its partners, associates, employees, agents, successors, assigns, affiliates, or content or service providers be liable to you or any other site user or any third party for any damages of any kind, including without limitation loss of profits or other economic loss, or for any direct, indirect, exemplary, incidental, punitive, special or consequential damages, even if advised of the possibility of such damages, arising out of the posting or non-posting of documents and information, the design, functionality or use of the website, the reliance on any statement or advice from any other user of the website, or inability to gain access to or use the website or any part thereof or to any documents and information, or out of any breach of any warranty, express or implied.
Indemnification
You agree to indemnify, defend, and hold harmless Ouachita Valley Federal Credit Union against all damages, claims, liability, costs, and expenses, including but not limited to reasonable attorney’s fees, arising out of violation of any of these terms by you or anyone accessing the site using your credentials.
Copyright
You are forbidden from copying or distributing our website, logos, or works contained in OVFCU.com. Our logos are trademarks and are proprietary, for our exclusive use. Any use of or linking of our marks must be submitted and approved by written consent.
