Overdraft Protection Options
Ouachita Valley understands that unexpected overdrafts can happen. Whether it’s a checkbook miscalculation, a car repair, or unexpected medical expenses, we are here to help! This is why Ouachita Valley offers different overdraft protection options to make sure you are covered.
Overdraft Protection
This protection applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account at Ouachita Valley for a $5 fee.
Courtesy Pay
This protection allows you to overdraw your account up to the disclosed limit for a fee to pay a transaction. Even if you have Overdraft Protection, Courtesy Pay is still available as secondary coverage if the other protection is exhausted. Regular Courtesy Pay transactions covered are the following:
Checks
ACH - Automatic Debits
Recurring Debit Transactions
Teller Transactions
Courtesy Pay Plus
This protection will include all the regular Courtesy Pay transactions but will ALSO include the following transactions:
ATM Transactions
Everyday Debit Card Transactions
| Service | Description | Cost |
|---|---|---|
| Overdraft Protection | Per transaction | $5.00 |
| Courtesy Pay | Per transaction | $28.00 |
| Courtesy Pay Plus | Per transaction | $28.00 |
