NextGen Checking


Our NextGen Checking Account is giving our teens a little freedom, one step at a time. You can get instant access to funds, track spending with ease, and enjoy the convenience of cashless transactions. Step into freedom with our NextGen Checking account and start your financial journey today.

Features and Terms:

  • FREE checking account

  • Available to ages 12 to 17

  • Parent or guardian must sign for minors 17 and under

  • Overdraft protection if approved by parent/guardian

  • Access to over 75,000 surcharge-free ATMs nationwide with CULIANCE

  • Over 5,000 branches available nationwide with CO-OP Shared Branching

  • Free electronic services

  • Free e-Statements

  • Free debit card (OVFCU generic debit card)

  • $10 school logo debit card

    • Carroll High School

    • Neville High School

    • Ouachita Parish High School

    • Richwood High School

    • Sterlington High School

    • West Monroe High School

    • West Ouachita High School

    • Wossman High School

Membership First!

Before you can open an NextGen Checking Account, you need to become a member and open a NextGen Savings Account with a minimum deposit of $5.

Membership grants you access to benefits, products, and services other financial institutions don’t offer. 

Bank Online

It’s convenient and accessible anytime and anywhere!

Our Online and Mobile Banking services enable you to:

  • Check your account balances and review transactions

  • Transfer funds

  • Set up account alerts via text or email

  • Send and receive money with Zelle®  

Enhance your banking experience with Online and Mobile Banking! After all, those services are designed to kick your money management capabilities into high gear.