Mobile Home Loans
Ouachita Valley Federal Credit Union Offers Great Rates on Mobile Home Loans!
Financing Your Mobile Home Made Simple
When you're ready to purchase a mobile home, choosing the right financing partner is essential. At Ouachita Valley Federal Credit Union, we offer credit union Mobile Home Loans that cater to your specific needs. Whether you're buying land with your mobile home or just the house itself, our team is ready to provide guidance and flexible mobile home financing in Louisiana. Call us for more information, or visit us at one of our branch locations!
Why Choose Ouachita Valley FCU For Your Mobile Home Loan?
As a member-owned institution, Ouachita Valley FCU puts your needs first. We pride ourselves on offering competitive rates and personalized service, and we focus on building lasting relationships with our members. Choosing us for your mobile home financing in Louisiana means you benefit from the following:
Local Expertise: We understand the unique needs of Louisiana residents.
Flexible Loan Terms: Terms that range from 1 to 15 years, giving you options to fit your budget.
Competitive Rates: Our credit union Mobile Home Loans feature competitive interest rates, keeping your payments affordable.
Personalized Service: Unlike large financial institutions, we offer one-on-one assistance to ensure you get the best loan.
Who is a Good Fit for Our Mobile Home Loans?
Our credit union Mobile Home Loans are designed for a wide range of individuals, including:
First-Time Homebuyers: If you're purchasing a mobile home as your first residence, we can help you navigate the process.
Retirees: Those looking for a comfortable, affordable housing option for retirement will find our financing terms flexible and affordable.
Growing Families: Whether you're looking for more space or a secondary home, our mobile home financing in Louisiana can accommodate your family's changing needs.
Recreational Buyers: If you're interested in a mobile home as a vacation property or a recreational vehicle, we offer loan options to suit your lifestyle.
Mobile Home Loan Benefits
Our Mobile Home Loans come with a variety of benefits:
Affordable Down Payments: A 10% minimum down payment helps make your purchase easier to manage.
High Loan Limits: Borrow up to $150,000 with land or $60,000 for the home alone, giving you the flexibility to choose the right mobile home.
Fast Approval Process: We aim to make the approval process smooth and timely so you can secure your home as soon as possible.
Mobile Home Loan Frequently Asked Questions (FAQs)
Q: What's the difference between financing a mobile home with land versus without?
A: When you purchase a mobile home with land, you secure the house and the property it sits on, giving you more flexibility. Financing just the mobile home means you're securing the loan for the home itself, typically with plans to place it in a pre-owned lot or park.
Q: How long does it take to get approved for a Mobile Home Loan?
A: Our approval process is fast and efficient. In most cases, you'll receive a decision within a few business days.
How to Get Started with a Mobile Home Loan
Applying for a Mobile Home Loan with Ouachita Valley FCU is easy. You can start the process online or visit one of our branch locations for personalized assistance. Our team is here to answer your questions and guide you through every step of the loan process.
View our Loan rates and apply for a Mobile Home Loan today!
West Monroe
1420 Natchitoches Street
West Monroe, LA 71292
Phone: 318.387.4592
Toll Free: 888.240.3708
Fax: 318.387.6263
Hours
Mon – Wed: 9:00am – 5:00pm
Thurs – Fri: 9:00am – 5:30pm
Drive-Thru
Mon – Fri: 8:00am – 6:00pm
Saturday: 9:00am - 1:00pm
ATM available at this location
