Louisiana Mortgage Loans

With its rich culture, vibrant music scene, and delicious cuisine, Louisiana is a truly unique place to call home. If you're looking to buy a home in Louisiana or refinance your existing Mortgage, Ouachita Valley Federal Credit Union (Ouachita Valley FCU) is here to guide you through the process. We're a leading provider of Mortgage Loans across the state and are committed to helping you achieve your homeownership goals.

Understanding Mortgages: Your Key to Louisiana Living

A Mortgage is a loan used to purchase or refinance a home. The property itself serves as collateral for the loan. Mortgages are typically repaid over a set term, often 15 or 30 years, with monthly payments that cover the principal amount borrowed, interest, and sometimes property taxes and homeowners insurance.

Ouachita Valley FCU: Your One-Stop Shop for Louisiana Home Loans

At Ouachita Valley FCU, we offer a variety of Mortgage products to fit your specific needs in Louisiana, like these and more:

  • Mobile Home Financing: Own your slice of Louisiana paradise with financing for manufactured homes

  • Lot/Land Loans: Secure funding for that perfect piece of Louisiana land to build your home

  • Home Equity Lines of Credit (HELOCs): Access a revolving line of credit secured by the equity in your home

  • Home Equity Loans: Unlock the equity in your Louisiana home for renovations, debt consolidation, or other needs

  • Refinancing: Streamline your finances or lower your interest rate with a Mortgage refinance

We understand that homeownership needs to go beyond traditional Mortgages. That's why we are committed to offering a variety of other home financing solutions, including:

  • Fixed-Rate Mortgages: Enjoy the stability of predictable monthly payments with a fixed interest rate throughout the loan term

  • Adjustable-Rate Mortgages (ARMs): These loans offer a lower initial interest rate that adjusts periodically

Why Choose a Credit Union for Your Louisiana Mortgage?

By choosing a credit union for your Mortgage needs, you gain access to competitive interest rates, lower fees, and personalized service. Unlike traditional banks, credit unions prioritize our members' financial well-being, offering guidance and support every step of the way.

Why Ouachita Valley FCU for Your Louisiana Mortgage Needs?

Ouachita Valley FCU stands out as the preferred Mortgage lender in Louisiana for many reasons:

  • Local Expertise: We have a deep understanding of the Louisiana real estate market, ensuring you get the best possible financing options

  • Flexible Solutions: We offer a variety of Mortgage products and flexible financing options to fit your individual needs and budget

  • Streamlined Process: We work to make the Mortgage application process smooth and efficient, minimizing stress and maximizing efficiency

We're proud to help numerous members achieve their homeownership dreams in Louisiana.

Getting Started with Your Louisiana Mortgage from Ouachita Valley FCU

Ready to take the first step toward your Louisiana dream home? Here's how to get started:

  1. Explore Our Mortgage Options: Review our Mortgage products and resources conveniently located on our website. 

  2. Get Pre-Approved: Pre-approval helps you understand your borrowing power and strengthens your offer when competing for a home in Louisiana.

  3. Contact Us: If you're already a member, you can conveniently apply for a Mortgage online. If you're not a member yet, contact us or become part of our family here.

Join Ouachita Valley FCU and Unlock Your Louisiana Dreams

Becoming a member of Ouachita Valley FCU opens the door to our Mortgage and home financing options, along with a wide range of other financial products and services.